Funeral Advantage

Funeral Advantage was designed to be a one stop total solution to the final expense needs of today’s mature consumers.

Funeral Advantage

The Funeral Advantage Program has two key components:

  1. The first is the Cash Insurance Benefit that offers easy qualification and a streamlined application process. No health examinations are necessary, only a few health questions on a one page application. Most customers get coverage, even with health issues.
  2. The second is the Family Support Services provided at no additional cost to every policyholder. Upon the death of a Funeral Advantage policyholder, the Funeral Consumer Guardian Society (FCGS) is ready to go into action to help surviving loved ones in charge of funeral arrangements cope with the many details that immediately arise.

About The Cash Insurance Benefit

Funeral Advantage

Funeral Advantage insurance policies are underwritten by Lincoln Heritage Life Insurance Company... one of the national leaders in helping people cover their funeral costs and other final expenses.

  • Cash benefits are paid within 24 hours, once a claim is approved.
  • Whole Life benefits available up to $35,000.
  • No health examination necessary to apply, just a few health questions.
  • Easy, one-page application.
  • Most people get coverage, even with health issues.
  • Rate and benefit are locked in for the life of the policy for as long as premiums are paid.
  • $100,000 additional benefit for accidental death available.

About The Family Support Services


Upon a Funeral Advantage member's death, the Funeral Consumer Guardian Society (FCGS) immediately goes into action to help surviving loved ones in charge of funeral arrangements cope with the many details that immediately arise. With this help, everything can go as smoothly and easily as possible for your loved ones during a time of intense emotions and stress.

  • When you enroll for Funeral Advantage insurance coverage, you can also decide the style of
    Funeral Advantage
    funeral you want… a 2-page final wishes form makes it fast and simple.
  • FCGS keeps your wishes safe and secure on file.
  • Your loved ones get a 24-hour toll-free service number to call in time of need.
  • FCGS immediately goes into action — comparing up to 3 different funeral homes to find the best price available.
  • Families save an average of $1,800 on traditional funerals and up to $600 on cremation.
FCGS is not affiliated with any religion, funeral home, cemetery, or any particular funeral approach. There is never any obligation or pressure to buy anything as a member.




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